GM Experience: Investing in the Philippine Stock Exchange - The Basics.

Today the PSEi or Philippine Stock Exchange Index or the Phisix (for the older gents) had reached beyond 7,300 as of this writing and breaching possible beyond 7,400 points. Looking back in memory lane. It has been six years when I did my first take in the local bourse. To tell you frankly, I have no idea on how to invest in the stock market back then. I did have excess money and made a blind decision to partake in this eventful time in my investing life. I was beginning my journey as personal finance follower on growing my funds for the purpose of saving up for my education, a small time business, a condo unit, a car and at the same time building a slush fund for my other pleasurable activities. I was totally happy and amazed on the exponential gains on how my money grew from a few pesos to thousands of pesos in a span of four and half years till the joyride of riding the bull was over when that well-known manufacturing companies of spirit and intoxicating drinks decided to get delisted from the stock exchange.

Five years after, I was devastated to learn that company announced it's decision to pullout its presence in the Philippine Stock Exchange and would buy back it shares from small investors like me. I did had a heartbreak on the money I lost. Hardly seen my expectation go into ruins. To many finance experts say it is a paper loss. Yes it may be a paper loss for me but it was truly disappointment for me as a newbie investor in this big ocean full of danger. I did spread my investment portfolio with a balanced fund or hybrid investment fund with a mutual fund company back then if any tragic things happen.

Random Thoughts: My Thoughts on BDSM and Role Playing Sex!

 

I admit that I haven't experience such a scenario like this in my entire life. Maybe I got hyped with the Christian Grey character on the novel "50 Shades of Grey". Although I never read the book in actual life and just seen on shelves a few months ago selling like hotcakes on bookstores even my female colleagues at work  were talking about this on coffee breaks. I totally have no idea what the fuzz was all about until I saw the trailer presented on ANC News Channel a few months ago and seen some kinky BDSM scenes which TURNED ME ON.

Tips to PSP and GMs: Why Create An Emergency Fund

Photo Credits

I learned a lot from financial planner friend who was a very good providing me sound financial advice on saving, investing and putting money for other important things that matters to one's life. He may not my double life and why I am writing this for the PSPs and GMs alike.

He gave us exercise on how to be financially sound and good in case of emergency comes a long the way citing the example of common Filipinos about emergency funds which is nil or zero. Having a buffer when time arises could cushion the impact of income loss in case major disaster, health emergency or other event or incident could happen. These are some of the simple rules I learned from him.

GM Experience: An Indecent Proposal

Photo Credits

I received a private message on my social media account in which I replied to a post from a lady who I assumed was a PSP. I checked on her circle of friends in her social media and most them are mostly GMs and PSPs alike. My hunch turns out I was right and I was reluctant to have answered her post because of undoubted curiosity in meeting her for a casual conversation over a coffee and non-sensual type of meeting (friendly meetup). It turns out she is very much in need at that time. I asked why she posted that tempting post. She had her reasons on posting that because she intends to enroll this coming semester to a nearby college.

In our simple chat, she mentioned that her benefactor got ill and cannot provide financial support for her supposed enrollment. In her despair, she just posted out the need for her immediate need. All she wants is a down payment for her enrollment and plus the succeeding installment of her payment for her college education would be paid in a scheduled dates. I found her proposal interesting and inquisitive with my mind thinking of what scenario she can give me in return.

Random Thoughts: Ghostly Apparitions and Encounters

Photo Credits

In this modern world of high technology and social media era, many people would not believe or skeptical of such things as ghost, malevolent spirits and other supernatural phenomenon because of innovations that have scientific basis for such events. Even if I am in the scientific field, I do believe in such things even if my mind play tricks on me as I perceive or conceptualize it inside my head based on psychological thinking on what to expect. Fear often triggers this thought of being scared especially when things go bump in the night. 

First Encounter:  I did have encounters of ghostly apparition when I was a young boy. At the age of 11, I was able to see a white figure standing at the fourth floor of the school building at night time. We were practicing our presentation for our boy scout / young scout meeting with our scout master and other younger scouts (cub scouts) in the open field bringing along our flash lights with us. The lady appeared out of nowhere. One of my scout mates saw at it as he turned on its flash light on the white figure a few meters away and it was a white lady. We were so scared at that time and we got in a hurry leaving our notes or songbook when we ran for our lives. We told our scout master about it and mention there is a legend that it was a nun who died a few decades ago that hunts the hallway of this private catholic school.