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Have you ever always felt broke
no money in your pocket and tired on how to make both ends meet?
You are not alone in this dilemma
in which I have experienced it on first hand when I was starting out as a young
professional just out of college and no career plans and experience of personal
finance and handling my own money in the early 2000s. Just had one thing on
mind, to spend cash on things I can own or boast around.
Smart spending has not have touch
ground in the Philippines, most kids would rather spend on the latest toys,
gadgets and other non-essential to play and boasts around. Even adult would
spend lavishly on anything without thinking the repercussion of it by feeling
the hard pains when the time that bills on your credit card and the utility or
the creditors also known as the 5-6 guys are banging your front door of your
home asking to repay as soon as possible.
